Merchant Cash Advance
A Merchant Cash Advance (MCA) provides businesses with fast access to working capital. Instead of fixed monthly payments, repayment is typically based on daily or weekly revenue, allowing payments to adjust with your business’s cash flow. MCAs are often used by businesses that need quick funding, have limited credit history, or want a flexible alternative to traditional loans.

Business Line of Credit
A business line of credit is a flexible funding option that gives you access to a set credit limit. You can draw funds as needed, repay what you use, and only pay interest on the amount drawn—making it ideal for managing cash flow, covering short-term expenses, or handling unexpected costs.

Equipment Financing
Equipment financing allows businesses to purchase or lease essential equipment while spreading the cost over time. The equipment itself typically serves as collateral, making it an affordable way to acquire machinery, vehicles, or technology without tying up cash flow.

Term Loan
A term loan provides businesses with a lump sum of capital that is repaid over a fixed period with set payments. It’s commonly used for larger investments, expansions, or long-term business needs where predictable repayment is important.

Factoring (Invoice Factoring)
Factoring allows businesses to sell outstanding invoices to a financing company in exchange for immediate cash. The business receives an advance on the invoice amount, improving cash flow while the financing company collects payment from the customer.

SBA Loan
An SBA loan is a business loan partially guaranteed by the U.S. Small Business Administration, designed to help small businesses access affordable financing. These loans typically offer longer terms, lower rates, and are commonly used for expansion, equipment purchases, or working capital.